The Mission, The Magic and The Mentors
behind Dollars and Good Sense Family Fun Money Games!
The NEED is very real…but TOGETHER we can transform money wellness…one family at a time!
The Mission: Smarter Money Skills Help Families Thrive
%
Couples Citing Money Problems in Divorce
%
Families with less than $1000 in Savings
%
Families with NOTHING ($0) for Emergencies
%
Kids Wanting to be Smarter with Money
The MAGIC: Learning About Money as a FAMILY
The magic truly happens when ALL members of the family LEARN fun and practical money tools at the SAME TIME!
So…Let the Fun Money Games Begin!
Smart Money Tools For ADULTS
Simple, Practical Tools that WORK!
Today is the First Day in your New Money Life
The sad truth is that kids as young as two years of age are enticed to want this, want that – it’s the wily little “Want Monsta” and he is really good at making us want more than we need or can afford.
As loving parents and grandparents, it’s hard to teach them real-life skills about spending and saving…but it will be harder later if they don’t learn!
After all, money does NOT grow on trees…
Why early money skills matter
Question: If you lived near the water, you’d make sure your child understood the dangers of drowning…and that they were strong swimmers, right?
Well, money touches our lives in virtually every way, every day. A lot like water. From our most basic living needs to paying for our wildest dreams, they all have one simple thing in common – they cost money.
Glitzy advertising, wanting to be like their friends, and let’s face it – just having nice, shiny new things, can lure your child into the river of overspending that could rob them of their potential and truly haunt them as adults.
Unfortunately, as a child grows (as early as 6 or 7) they are already developing dangerous habits around money that can put them at great risk of overspending, drowning in debt, ending up in bankruptcy and all the relationship stresses that comes with money problems as an adult.
iMoney-U will help your child grasp the strong money skills they need – skills that will empower them to make smart decisions and be in command of their money!
Fun, Money Skits and Activities
Money Smart Commanders learn
- Why Saving is Smart
- How to be a Smart Commander Shopper
- How Giving and Sharing Makes You Happy Inside
- How to Outsmart the Want Monsta
- Become a Smart Money Commander – For LIFE!
Smart Money Tools For KIDS
It’s FUN to Beat the Want Monsta!
Fun ways kids learn about money
The sad truth is that kids as young as two years of age are enticed to want this, want that – it’s the wily little “Want Monsta” and he is really good at making us want more than we need or can afford.
As loving parents and grandparents, it’s hard to teach them real-life skills about spending and saving…but it will be harder later if they don’t learn!
After all, money does NOT grow on trees…
Why early money skills matter
Question: If you lived near the water, you’d make sure your child understood the dangers of drowning…and that they were strong swimmers, right?
Well, money touches our lives in virtually every way, every day. A lot like water. From our most basic living needs to paying for our wildest dreams, they all have one simple thing in common – they cost money.
Glitzy advertising, wanting to be like their friends, and let’s face it – just having nice, shiny new things, can lure your child into the river of overspending that could rob them of their potential and truly haunt them as adults.
Unfortunately, as a child grows (as early as 6 or 7) they are already developing dangerous habits around money that can put them at great risk of overspending, drowning in debt, ending up in bankruptcy and all the relationship stresses that comes with money problems as an adult.
Smart Money Commanders™ will help your child grasp the strong money skills they need – skills that will empower them to make smart decisions and be in command of their money!
Fun, Money Skits and Activities
Money Smart Commanders learn
- The Role Money Plays in our Lives
- Why Saving is Smart
- Understanding Needs and Wants
- How to be a Smart Commander Shopper
- How Giving and Sharing Makes You Happy Inside
- How to Outsmart that Wily Want Monsta
- Become a Smart Money Commander – For LIFE!
- Fun Graduation Ceremony!
Meet Your Dollars and Good Sense Smart Money Mentors
We are a team of passionate, experienced and truly dedicated money and business professionals, with HUGE HEARTS to help your family get Smart with Money!

Debbie Todd
CPA, CTP, CGMA, CFEI and Money Mentor
As the eldest child of a humble, yet proud and dedicated military family, Debbie grew up learning first-hand the value of making your money stretch…as well as understanding how quickly impulsive choices can get you trapped.
The first child in her blue-collar family to finish college in her early 30s, she knows it really is possible to change your circumstances and realize your dreams…one step and one decision at a time.
With over 20 years as a licensed CPA, her passion to help families learn and grow in their core financial knowledge is the perfect backdrop for teaching practical, fun and financially sound money habits…for kids as well as adults!

Larry Frazier
International IT Guru, Smart Money and Strategy Guide
Larry is an internationally recognized IT, logistics and training expert, with over two decades of business and training experience with tech enterprise giant Oracle.
Right out of high school, he began his love of technology during his service to our country in the United States Air Force. Holding a BS in computer science as well as being Six Sigma certified, Larry knows how to maximize learning – whether in the classroom or in the field – anywhere in the world.
Larry’s professional expertise with technology, his passion for numbers and logistics and his “honest school of real life” teaching style allows him to bring a uniquely fresh, understandable and action-focused experience to helping families gain practical skills with their money – for LIFE!